Q1: "ARE THERE ANY HIDDEN COSTS?"

With most online programs there are a ton of hidden costs and they try to up-sell you into fifty different things the moment you buy. This is NOT the case with us.

When you join this program there is nothing else to buy. You don't need anything else and we don't even have anything else to sell you - we put everything we've got into this program and we didn't leave any grey areas.

This program is not "half the answer". This program is EVERYTHING you need. We literally show you how to go from knowing nothing at all about investment to the point where you are confident enough to start investing in KLSE. There's no catch, no hidden costs or fees and you get everything you need in the course.

Q2: "HOW MUCH TIME WILL THIS COURSE TAKE?"

This program is designed for speed and it's as lean as it can possibly get.  We don't want you to be stuck behind your computer watching 100 hours of training videos everyday. We want you to start executing with real money as soon as you learn a new lecture/modules.

For example, in the initial lectures, we recommend a brokerage house with one of the lowest brokerage fees, so please proceed to open an account immediately. You don't have to wait until the end of the course.

Everything in this program is designed with the end goal in mind - nothing else.  There's no filler, fluff or useless theory, this program cuts right to the heart of the matter and we get you to start taking action in the first week joining.  

Nonetheless, this program is designed to be completed over 8 weeks.  Each week, 1 or more lectures/modules are 'dripped' to you (becomes available to you). You get access to the entire training for life and you can do it as many times as you like.  You can work as fast as you like or you can go as slow as you like and complete the 8 weeks over 2 years - that's totally up to you and you are free to do whatever you want on your own schedule and in your own time.

Q3: "WHAT MATERIALS AND WHAT KIND OF SUPPORT DO I ACTUALLY GET WHEN I JOIN?"

When you join this online course, you get instant access to the following:

1. ONLINE LECTURES/TRAINING MODULES:  You get login credentials to the 8 weeks online course which contains all the lessons.  The lessons are provided via pre-recorded videos and PDF/Excel files which you can view online and download.  You get lifetime access to this.    
2. UNLIMITED COACHING VIA EMAIL:  You get access to Lai Seng Choy coaching where he will be available to answer all your questions in the members' only area. He will also check and give you second opinions on all the analysis done (what we call as 'homework') using his process in filtering profitable stocks for long term.  This is an invaluable resource to have and you will need it to get results.  Other programs just provide information  - we provide information, community and direct instructor coaching for 8 weeks. 

There is NO other program in Malaysia that offers this much.  Here you get the best information, and access to 8 weeks direct coaching by Lai Seng Choy 

Use this intro video as reference, but bear in mind 3 things:

1. The content now is more than what it was before
2. We no longer offer access to the FB group (we closed it down)
3. We no longer offer Platinum subscription level access (due to Lai' time commitment)

Q4: "WHEN DOES THIS PROGRAM START AND WHAT HAPPENS IF I MISS A CLASS OR GO ON VACATION?"

You're busy, we get It! That's why the online program is taught through pre-recorded videos and PDF files which are all available online 24/7/365. It doesn't matter if you get married, go on a one month vacation or miss a training class. All of the information is available in the content portal and you can access it at any time. You get full lifetime access to this training so you will never "fall behind" or miss out on anything. We got you covered!

You can start this program the moment you sign up. When you click the buy button you will be in the portal within 30 seconds and have access to all the training. You can start tonight and be taking action first thing tomorrow. The best time to start is always now.

Do note, however, the direct coaching by Lai Seng Choy is only available for you for the first 8 weeks after you joined.

Q5: "WHAT IF I DON'T KNOW ABOUT INVESTING OR DON'T KNOW WHAT STOCKS TO INVEST IN, WILL THIS PROGRAM HELP ME FIGURE THIS OUT?"

Yes! This program is designed to take you from knowing absolutely nothing on stocks investing, all the way through to buying your first stocks for long term holdings. That's our promise but you need to execute on what you learnt in order to get results. Oh, by the way, we don't advocate frequent trading so if that's what you are looking for, please look elsewhere, sorry!

But what about stocks recommendation? What if I don't have one? What if I don't know what stocks I'm going to buy? Great questions. Yes this program will help you and you can join the program without knowing what stocks to buy. 90% of the people who join the program do so without knowing what stocks to buy. The whole of Week 1 is dedicated to helping you pick an industry within your areas of competency. Then you pick one or more stocks and apply Process 1 & 2 by Lai Seng Choy However, if you are looking for direct stocks recommendation without doing the 'homework' by applying Process 1 & 2, please look elsewhere too, Sorry!

In a nutshell,

When you join we show you how to start from scratch, pick your stocks and do the analysis using Lai Seng Choy's Process 1 & 2, determine entry time and what to do after you bought the stocks. All of this is provided in 8 weeks in this program.

Q6: "WHY IS IT SO EXPENSIVE?"

If you think this program is too expensive then you're probably thinking of this in terms of "training" or "information" and not in terms of what this will actually do for you and your family.

You purchase this program for the results that it will get you, not the videos and information inside of it. You might think that RM 1,388 is expensive for a 8-week online course or some "information". But is RM 1,388 too expensive for the knowledge of being profitable + not losing money in stocks-investing - which lasts for a lifetime?

Believe us - in the stock-market, it is 100x easier to lose money than to make money if you don't have proper stocks investment knowledge. Even a veteran stocks investor will lose money every now and then, that's a fact, but a veteran always ensures his wins are much more than his losses.

Why is this so? See this video below:

Also - Imagine this, if you just do 'luck-investing' in stock market, you can be lucky to gain 30%, 30% in the first 2 years, and lose 30% in the 3rd year. You will still have lesser than a person who did 10% for 3 consecutive years.

A college education costs RM 35,000 on average and it takes 3-5 years to complete. And for what? A piece of paper and skills that were outdated 15 years ago?

Most MBA programs cost RM 100,000 or more and many investing courses cost upwards of RM 4,000 -  RM 10,000.

And guess what? None of these can guarantee any results (in fact, no investment courses can), none of them guarantee your purchase and most of them are expensive because of the overhead costs involved - like a physical venue rental, instructor's travel/accommodation, support staff, etc.

Our program is laser focused. We strip away all unnecessary stuff like venue rental, instructor's travel/accomodation and  don't teach any "fluff", there's no politics or niceties, we get straight down to business.

What you are paying for here is a shortcut. Lai Seng Choy, our chief coach/instructor went at it alone more than 10 years ago, even before the 2008 stock market crash, and it costed him real money.

He paid 'tuition fees' a lot more than RM 1,388 throughout market cycles and became financially-free in his own terms before writing his book, Freedom. Long story short, he underwent all the good times and adversities. In this online program, you get to download his brain and learn from his mistakes.

Many people think they should learn from success stories but the truth is, a person's success is often times a combination of unique factors which you will not be able to duplicate because you are not the very same person. You are a unique person with your own unique circumstances.

However, you can learn a lot more from other people mistakes and NEVER make it on your own.

A smart man makes a mistake, learns from it, and never makes that mistake again. But a wise man finds a smart man and learns from him how to avoid the mistake altogether.

That's the REAL COST of this information, that's what it cost Lai Seng Choy to get to where he is today. This program give you the shortcut so that you don't need to go through that for yourself. RM 1,388 or that? You choose... to be a smart man or a wise man/woman.

Q7: "AM I TOO YOUNG OR TOO OLD FOR THIS?"

The online program works for people of all different ages however we do not recommend it for anybody who does not earn his/her money yet.

Am I too old to do this? Absolutely not! The perfect time to do anything is NOW and what option do you have? There's no getting younger and you only have one shot at life. We have a large number of baby-boomers in the program who are 40-50-60+ who have worked long careers in traditional jobs and still been capable of picking up stocks investing from a scratch - something they wish they've done sooner!.

The entire training program is very easy to follow and everything is provided step-by-step with clear instructions. There are no age or even gender barriers to joining this program and become wildly profitable in your upcoming stocks investing endeavor.

Q8: "IS THERE A PAYMENT PLAN TO HELP SPLIT THE PAYMENTS UP AND MAKE IT MORE AFFORDABLE?"

Yes, The course can be paid by either 1x payment of RM 1,388 or 6x monthly payments of RM 239.

The 6x payments of RM 239 are 30 days apart and you will pay RM 239 today, RM 239 in 1 month, RM 239 in 2 months and RM 239 in 3 months, RM 239 in 4 months and the final RM 239 in 5 months.

The payment plan option comes to a total of RM 1,434 which is just a measly RM 46 more expensive than the 1x payment option. This RM 46 is a finance charge for splitting the payments across 6 months. If you can pay RM 1,388 up front we strongly recommend that since you will save some money but understand if you can't swing it and that's when the payment plan suits well.

The program and level of support you receive are exactly the same whether you do 1x payment of RM 1,388 or 6x payments of RM 1,434. Nothing changes at all other than the payment term.

Q9: "HOW DOES THE REFUND GUARANTEE WORK?"

When you join the online course you are 100% covered, safe and protected by our money back guarantee. Here's how it works:

If for some strange reason this program does not work for you and you do get much value from it, we will give you a FULL refund of the entire purchase price immediately and cancel your access to the entire training program.

Simple as that. There is absolutely no possible way you can lose by joining the program other than by not trying it out. If you join and buy a profitable stocks in 8 weeks - you win. If you join and don't take any immediate action after 8 weeks, you still learn tremendously in stocks investing as a beginner and hence can be applied in your future stocks investing. BUT... If you don't join the program you don't get anything and life will remain exactly as it is right now without giving it a shot and having a go - that's risk due to inaction, that's losing out and that's what you do if you do not take action and enroll in the program today.

What are the conditions for the guarantee? Very simple: We require you to inform us for a refund within 30 days from the date of purchase, no questions asked WHY to justify for the refund. Those are the terms plain and simple and they are very fair. We uphold our guarantee obligations and you can rest assured that your purchase is 100% risk free. Like we said... The only way you can possibly lose is by not trying this out.

If you still does not trust our 30 days guarantee, this will help. Paypal has a strict policy on refund and good buyer protection. This means once buyer like you initiated a dispute case, the money paid to us will be held back by Paypal for review. If it is proven that we 'cheated' you in anyway, we will be penalized by Paypal and the money will be fully refunded to you. As you can see, the risk is on the seller not the buyer when it comes to Paypal payment.

In the video below, we even want to show you how you can initiate a dispute case in Paypal. We hope this give you much transparency on the payment process.

Q10: "WHAT IF I'M ALREADY AT AN ADVANCED LEVEL, WILL THIS PROGRAM HELP ME?"

Do you expect us to say "YES!" because we want to earn your money?

No. And hopefully this proves that we are being honest and transparent to you.

Because, honestly you are not going to learn much of what you don't already know from this course. This course is for beginner to intermediate level stocks investor.

However, this is what we noticed over the years. Many veteran stocks investor still joined the program because being veteran does not mean you CANNOT lose money investing in stock market.

The truly veteran investor realizes there is always room for improvement to engage with other veteran investors. They want to check if there are any "blind spots". And they are constantly looking for "that edge" to sharpen themselves.

Q11: "WHAT IF I'M NOT READY NOW? WILL YOU BE SELLING THIS AGAIN IN A FEW MONTHS TIME?"

We will not be offering this program again for some time. It could be 4 months to 6 months or more before we offer it again and next time we do it might be for a higher price without a split payment option. You will be forced to wait.

Look... If you are serious about about starting in stocks investing and changing your life for the better you need to do it right now. The "perfect time" will never come. Believe us... Those waiting for the perfect time end up on their death bed swearing they will "do it tomorrow". The perfect time is right now and those who take action quickly always get the best results. Stop procrastinating, stop putting off a better life for yourself and your family - that should be your priority if you are reading this.

Q12: "WHERE CAN I SEE SOME TESTIMONIALS OF PAST STUDENTS?  HOW DO I KNOW IF WHAT YOU SAY IS TRUE?"

Not everyone who joined wanted to be featured as testimonials, you must understand that. Nonetheless here are the ones which we have the permission to share with you. Please refer to the below:

Testimonial by Dr Thinakaran

Testimonial by Ms Joanne Kam

Q13: "CAN I BUY ONLY A PORTION OF THE PROGRAM BECAUSE I ONLY NEED HELP WITH ______?"

Nope.  This program is designed to be a proven process from start to finish.  You start at week 1 module 1 and work systematically through to the end.  When executed correctly this program gets results and we are not going to mess with the process.

Truthfully...  You might think that you have a problem with 1 thing only but we can tell you from experience that's never the case!  You don't know what you don't know and if you're not successful you're missing more than you think.  It's never just one thing that makes or breaks any investing process - its a collection of all things executed the correct way all in harmony together.  

The program will not be split up.  Not now not ever and even if you offered us RM 500 for 1 module only we wouldn't budge.  The answer is no and if you're not committed enough to do the whole thing please find another course to help you. 

Q14: "DO I GET ONE-ON-ONE ACCESS TO LAI SENG CHOY PERSONALLY?"

The program is an online course which means the training is all created by Lai Seng Choy and recorded by CF Lieu. So when you enroll in this program you really are learning directly from Lai and you're learning Lai's absolute best stuff, he holds nothing back.

You do not get any 1-1 in person meeting with Lai included in this program. Lai just do not do 1-1 consultation in person.

The online program took 30 hours to build and to be honest with you it's delivered in a clearer way that he could deliver it 1on1 to you himself. Its literally like hiring Lai to come to your office or home and consult you 1on1 for 10 hours stepping you through every detail from start to finish. The experience is the same as engaging Lai to do this personally but at a fraction of the price. All from the comfort of your own home on demand and whenever you like!

Q15: "CAN'T I START TO INVEST PROFITABLY IN KLSE WITHOUT GOING THROUGH THIS COURSE?"

Doing this online course is literally like "downloading Lai Seng Choy's brain" as of this current moment from his head directly into your head. You get his mindset, strategies, tactics, unique contrarian way of thinking and more.

The 10's of thousands of hours of experience acquired would make a normal person sick to their stomach and we don't think many people are capable of acquiring this much knowledge on their own. It's too painful and they are nowhere near committed enough. Without a word of a lie the journey to acquire this knowledge has been truly gut wrenching, devastating and Lai had been through hell and back to acquire it.

You get the shortcut via this online course. You get the easy path. It's that way or the way we mentioned above and it's obvious which way is smarter and more efficient.

If you want to spend pay more than RM 1,388 tuition fees to stock market and went through economic recession without knowing how to manage investing adversities, then by all means go for it, but if you do pursue that path with this option on the table you truly are, well, we can't find any word to describe you.

This is your time right now to step up and take action. Let's get you enrolled in the program TODAY.